Estate Planning Orbit

Why Estate Planning Matters More Than You Think

I once sat with a couple in their late sixties, both healthy, both convinced they had decades left to sort out their affairs. The husband said, "We don't own enough to need a plan." They owned a modest house, two cars, and a small savings account. But they also had three adult children, one of whom had special needs. Without a plan, the state would decide who managed that child's inheritance. By the time we finished talking, they understood that estate planning isn't about h